Sr. Hydrogeologist / Sr. Project Manager / Geologist (GTI, Westinghouse, S&ME from 1985-2003),
Founder / Business Owner, Sr. Property Manager, Vacation and Realty Sales (hhihomerentals.com from 1994 - Present)
EDUCATION / DEGREE:
General Studies, UNCG, Greensboro, NC 6/1980 - 6/1981, 3.4GPA
B.S., Geology, UNCW, Wilmington, NC 6/1981 - 12/1984 - Graduated in 12/1984, Deans List (4.0 GPA in 1983). 3.4GPA overall average
Completed some Masters Courses in Hydrogeology and >150 Hours SC Continuing Education Credits, 32 years professional experience
Dates / Company / Job Description / Experience:
8/1985 - 8/1986 Jammal & Assoc. Tampa, FL - I worked as a Geologist from 1985-1986. I mainly did Geotechnical engineering field work and lab work.
8/1986 - 1/1990. GTI - Tampa, Fl! I worked as a Geologist, then Sr. Project Manager / Hydrogeologist from 1986-1999. (See resume attached).
1/1990 - 8/2003. Westinghouse Environmental and Geotechnical Services —> S&ME - Charlotte, NC, I worked as a senior project manager, senior hydrogeologist from 1990 to 2003. (See resume attached). I mainly did environmental engineering and Geotechnical engineering field work and lab work. ESAs, CSAs, remediation of soil and groundwater, computer modeling. I remediated and regulatory closed over 20 major oil / chemical hydrocarbon (USTs) and hazardous waste RCRA / CERCLA sites. Mr. Hines has been in the consulting engineering business for 26 years and has experience with predominantly environmental, geotechnical engineering and construction and materials testing projects. Mr. Hines has completed over 60 comprehensive site assessments and over 50 Phase I and II assessments at environmental sites. Mr. Hines has also completed over 50 deep and shallow foundation geotechnical evaluations, as well as, designed, installed, operated and project managed over 50 soil, groundwater and air remediation systems in the last 26 years. Mr. Hines has closed over 30 environmental sites in the USA. Mr. Hines is experienced in many types of Environmental, Geotechnical and Remediation Equipment and Tools Including: Surveying, Vacuums, Pump and Treat Systems, Dual Extraction Systems, Air Sparge Systems, Radio Frequency Heating, Internal Combustion Engines, Ion Exchange, Softners, Backwash Filters, Catalytic Oxidizers, Soil Incinerators and Remote Telemetry Systems and electrical resistivity. Mr. Hines has performed intrinsic bioremediation and biorespiration field studies, Risk-Based Corrective Action (RBCA) modeling, flow and transport modeling, air sparging, soil vapor extraction, pump and treat, dual extraction and bioventing remediation management and subsidence (sinkhole) investigations.
9/2003 - 9/2006. HSA engineers and scientists in Bluffton South Carolina – senior hydrogeologist, environmental department manager / geotechnical department manager from 2003 to 2006. (See resume attached). I mainly did environmental engineering and Geotechnical engineering field work and lab work. In environmental engineering I mainly did: ESAs, CSAs, remediation of soil and groundwater, computer and air modeling. In geotechnical engineering I did: Shallow and Deep Foundation Studies, Sinkhole Investigations, Siesmic Studies, Site Preparation, Fill Placement, Subgrade Preparation, Pavement Recommendations, Borrow Studies, Utility / Stormwater Construction, and Landfill Siting, Due Diligence, Land Development. Laboratory soil testing-grain size, atteburgs, hydrometer, etc, and other materials testing for geotechnical type lab tests with soil, materials & rock.
1/1994 - Present. I’ve also founded and currently run a small business (sole proprietor) at hhihomerentals.com from 1994 to Present. 32 years. I own and rent 10-14 homes and sell vacation rentals, long term rentals and sell my own real estate. I am my own webmaster, salesman, accountant, property manager, project manager, and maintenance technician. I Have sold over 6 million in vacation rentals, long term rentals and real estate FSBO.
PROFESSIONAL REGISTRATIONS:
Professional Geologist, Tennessee (currently)
Professional Geologist, North Carolina
Professional Geologist, Virginia
Professional Geologist, South Carolina
Professional Geologist, Georgia
Professional Geologist, Florida
CONTINUING EDUCATION:
OSHA 29 CFR 1910.120 Health and Safety Training for Hazardous Materials (40 hour course)
OSHA 29 CFR 1910-120 Health and Safety Training for Hazardous Materials for Supervisors (8 hour course)
OSHA 29 CFR 1910.120 Health and Safety Training for Hazardous Materials (3 day field supervision in-house)
OSHA 29 CFR 1910.120 Health and Safety Training for Hazardous Materials (8 hour update course-2005)
DOT HazMat Transportation Training HM-126F
First Aid and CPR Training update.
NC CEC AWARDS:
I Managed project awarded the 1995 NCCEC Honors Award for Research and Studies for installation of the first successful horizontal air sparge well in NC. Site later closed by AS/SVE remediation and Variance.
I Managed project awarded the 1997 NCCEC Honors Award for Environmental Remediation for the “Remediation of a Gasoline Release” paper. Site later closed by AS/SVE remediation and Risk Based Corrective Action.
PUBLICATIONS:
Dr. Mohammad Ghandehari (Unocal Corporation) & I (S&ME-Charlotte, NC) Presented an environmental remediation research paper at the 1994 API/NGWA Conference in Houston on current horizontal air sparging and soil vapor extraction (and later site closure) at a UNOCAL Derita, North Carolina hydrocarbon UST site.
PRESENTATIONS:
Environmental technical lectures at the American Petroleum Institute and the National Ground Water Association's "Remediation of Petroleum Hydrocarbons” in the Subsurface Conference, Houston, Texas in November 1992 and 1994.
Presented Seminar on “Horizontal Well Installation and Use” at the 1998 Groundwater Professionals Meeting in Charlotte, North Carolina.
Presented Seminar on “Remote Telemetry for Remediation Systems” at a 1998 Environmental Technical Seminar in Charlotte, North Carolina.
Licensure and Current Position:
Stewart Hines, PG is a: Small Business Owner, Sr. Property / Project Manager, Sr. Professional hydrogeologist in 6 SE states & real estate entrepreneur. He is available for part time remote work. He was a former professional Hydrogeologist in NC, SC, VA, GA, FL & TN since 1992 and has experience in the following: environmental, geology, professional geologist, environmental and geotechnical engineering, remediation, site closure, hydraulic fracturing. Currently, I own and operate a successful, entrepreneurial small business: HHI, MB & OBX Home Rentals at: hhihomerentals.com hhihomerentals.com. Stewart Hines founded the business in 1994 and have built spec houses and buy homes (owned and rented 10-15 homes) for vacation and long term rent by owner. Please read our Renter Reviews at: Renter Reviews. We have several rental homes in Hilton Head Island, Myrtle Beach, Garden City Beach and OBX. We are licensed professionals in SC & NC. For more information, discounts or reservations please click on About Us or call / text owner, sole proprietor Stewart Hines at: 843-301-7203 or email: shines@hhihomerentals.com or hhihomerentals1@gmail.com. Our rental homes have deep discounts & are upgraded yearly.
Summary of Professional Work Experience:
I currently work full time for my company: www.hhihomerentals.com at: Website. I worked for HSA Engineers and Scientists in Bluffton, SC (now GHD Services, Inc.) and was a senior project manager and environmental and geotechnical services manager from 2003 - 2006. I have 32 years of business ownership and professional experience. I have 25 years of environmental and geotechnical engineering and geological consulting experience as a project manager and department manager for many international firms (HSA/GHD, S&ME/Westinghouse, Jammal & Assoc./PSI, IT/Flour Daniel and GTI). I competed in powerlifting for 30 years and am an avid fitness trainer and surfer. I worked at HSA from Aug. 2003 - Aug. 2006. Previously, I worked at S&ME/Westinghouse - engineering firm in Charlotte, NC for 13 years from 2/90 - 6/03. Previous to that, I worked for GTI / IT / Flour Daniel from 1886 to 2000, and PSI / Jammal & Associates from 1984-1986. I have 25 years experience as an environmental and geotechnical engineering and geology consultant working with many State environmental regulatory sites (compliance, modeling, assessment, remediation, closure, reimbursement, marketing, management, etc.).
ENVIRONMENTAL ENGINEERING & HYDROGEOLOGY:
Assessment and Remediation of soil and groundwater contamination, hydraulic fracturing, environmental, geology, professional geologist, environmental engineering, geologist, geotechnical engineering, Green Jobs, Brown Fields, SuperFund, Project Management; Regulatory Compliance; Construction Management; Remediation Design; Wastewater Treatment; Sampling; Construction Supervision; Implementation and Operation and Maintenance of Remediation Systems; Regulatory Negotiating; Comprehensive Site Assessments; Corrective Action Plans; Pre-Acquisition Site Assessments; Groundwater and Soil Disposal; Injection Well and Air Quality Permitting; State Trust Fund Reimbursement; and Preparing Engineering Drawings for Remediation Systems; Hydrogeology and Geology; 2 & 3-D Groundwater, Vapor Flow and Contaminant Transport Modeling; Horizontal Drilling; Environmental Field Work; Vacuum Pilot Tests; Air Sparge Pilot Tests; Groundwater Pump Tests; Tank Closures; Surveying; Sampling; Hydraulic Fracturing; Sonic Drilling, Horizontal Drilling & Installation of Horiz. Vacuum, Sparge, Fracture and Dual Extraction Wells. Project Management of over 100 Remediation Systems and 50 Site Closures in last 22 years. Experienced in Many Types of Environmental and Remediation Equipment and Tools Including: Detoxification, Stabilization/Solidifcation, Vacuums, Pump and Treat Systems, Dual Extraction Systems, and Air Sparge Systems, Radio Frequency, Internal Combustion Engines, Ion Exchange, Softeners, Backwash Filters, Catalytic Oxidizers and Telemetry Systems. I've performed intrinsic bioremediation and perspiration Field and Bench Studies, Risk-Based Corrective Action (RBCA) modeling, Phoster sparging and bioventing technologies.
GEOTECHNICAL ENGINEERING:
Shallow and Deep Foundation Studies, Sinkhole Investigations, Siesmic Studies, Site Preparation, Fill Placement, Subgrade Preparation, Pavement Recommendations, Borrow Studies, Utility / Stormwater Construction, and Landfill Siting, Due Diligence, Land Development. Laboratory soil testing-grain size, atteburgs, hydrometer, etc, and other materials testing for geotechnical type lab tests with soil, materials & rock.
Awards and Honors:
Mr. Hines managed project awarded the 1995 NCCEC Honors Award for Research and Studies for installation of the first successful horizontal air sparge well at the Unocal-Derita, North Carolina site. Site later closed by Mr. Hines under a Variance to the groundwater standards.
Mr. Hines managed project awarded the 1997 NCCEC Honors Award for Environmental Remediation for the "Remediation of a Gasoline Release" paper at the Speedway-West Blvd., Charlotte, North Carolina. Site later closed by Mr. Hines under Risked Based Corrective Action.
Publications:
Mr. Hines published an environmental technical paper for the 1994 American Petroleum Institute and the National Ground Water Association's Conference in Houston, Texas on "Remediation of Petroleum Hydrocarbons Using Horizontal Air Sparging and Soil Vapor Extraction Wells."
Speaking Engagements:
Mr. Hines presented an environmental technical paper he published at the 1994 American Petroleum Institute and the National Ground Water Association's Conference in Houston, Texas on "Remediation of Petroleum Hydrocarbons Using Horizontal Air Sparging and Soil Vapor Extraction Wells."
Presented Seminar on "Horizontal Well Installation and Use" at the 1998 Groundwater Professionals Meeting in Charlotte, North Carolina. Presented Seminar on "Remote Telemetry for Remediation Systems" at a 1998 Environmental Technical Seminar in Charlotte, North Carolina.
GENERAL:
Vacation Rentals, Real Estate Sales, Internet sales and marketing specialist, Computer science, coding, SEO, webmaster, communications; consulting environmental engineering / geology; hydrogeology; project management; construction management; office management; supervisory of professional staff and technicians; information technology; inventor of SurfSkateBoard.
References:
Christina C. Hines - http://hhihomerentals.com/CHinesResume.html
Years with environmental engineering Firms, Professional Geologist / Hydrogeologist: 26 years
Years as Small Business Owner, Property Manager, Webmaster, Vacation & Realty Sales: 32 years
Last Updated - 2026
http://hhihomerentals.com/Resume-SHinesPG.html
https://www.linkedin.com/in/stewart-hines-6b074a28 - LinkedIn
Sincerely,
Stewart Hines, PG - owner
HHI, MB & OBX Home Rentals (since 1994)
Premier Host with VRBO
CHRISTINA C. HINES
15 Morven Lane, Pawleys Island, SC 29585 “803.831.9347” chines8@yahoo.com
PROFESSIONAL SUMMARY
Tenured National Bank Examiner. Federal Thrift Regulator. Extensive experience in Large, Regional, and Community BankRegulatory Supervision. Expertise in Retail Credit and Mortgage Banking. Proven ability to mentor, develop, and manage staff.
SKILLS
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• Strategy development, scheduling, and resourceplanning. Risk-based supervision. |
• Examination and project planning, supervision, policy development, and communication. |
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• Retail credit and residential real estate operations. Risk selection, monitoring, management, and mitigation. |
• Expertise in highly complex bank and financial institution operations. |
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• Implement effective corrective action for identifiedweaknesses and issues. |
• Lead, develop, train, and motivate staff. |
EXPERIENCE
Office of the Comptroller of the Currency, Charlotte, NC
National Bank Examiner, Large Bank Supervision, 1997-2025
Bank of America (BAC) and Wells Fargo Retail Credit and Mortgage Teams
• Examiner-in-Charge (EIC) or assist on complex, high priority examinations of high-risk areas.
• Portfolio manager for mortgage, home equity, credit cards,auto loans, originations, collections, loss mitigation,modeling, collateral valuation, other real estate owned, and secondary marketing.
• Evaluate Consent Order compliance.
• Complete Core Risk Assessment and Credit Underwriting Survey.
• Led Retail Credit Dodd-Frank Act Stress-Test (DFAST)work stream.
• Supervisory activities at other large and mid-size banks to gain perspective and additional expertise.
• Review Shared National Credits.
BAC Acting Retail Credit Team Lead, various timeframes
• Support BAC Examiner-in-Charge and headquarters staff.
• Oversee retail credit and mortgage team members and supervision.
Acting Retail Credit Technical Expert, Bank Supervision Policy, August 28-December 31, 2022
• Participated in National Risk Committee.
• Wrote Retail Credit sections of Semi-Annual Risk Perspective, Examiner Message, and Bank Supervision Policy Credit Insights Newsletter for distribution to all examiners.
• Finalized Buy Now Pay Later Loan supervisory guidance.
• Coordinated OCC policy and supervisory issues with other financial regulatory agencies.
• Answered technical questions from examiners.
• Reviewed and provided input on draft guidance and otherpolicy documents.
EXCEL I Retail Credit Team Lead, October 1, 2021-March 14, 2022
• Led Retail Credit EXCEL, an OCC staffing initiative todevelop skills and knowledge for transition to large bank supervision. All team members successfully transitioned to large bank teams and received promotions in retail credit positions within a few months of completing EXCEL.
• Independently developed and executed EXCEL schedule to provide broad range of large bank experience.
• Feedback on EXCEL work was consistently favorable and indicated that the team completed high quality work that often exceeded expectations and materially contributed to the successful completion of supervisory strategies.
• Collaborated and planned with OCC large bank resident teams, network groups, subject matter experts, and bank staff to balance EXCEL team member developmental needs while optimizing exam productivity and assistance to large bank resident teams.
EXCEL II Retail Credit Team Lead, 2016-17
• Voluntarily supervised and trained community bank examiners transitioning to large bank supervision.
• Technical training and oversight, obtain and schedule assignments, plan and lead examinations, mentor in bank meetings and written products, developed and conducted training sessions, performance evaluations, ensure completion of training requirements, and administrative support.
• Completed ten exams in nine months, with favorable feedback on all exams.
• Participants are now successful members of large bank resident teams or bank supervision policy.
• Assignments addressed high-risk areas that represent top supervisory priorities.
2015: Passed FSA Cross Credential (FTR).
National Bank Examiner/Bank Examiner, Carolinas Field Office
Community Bank Examiner, 1990-97
• Examiner-in-Charge or assist on bank examinations.
• Prepare Reports of Examination.
• Portfolio manager, including problem bank under Formal Agreement.
• Training Team Leader.
Barnett Bank, Tampa, FL
Commercial Credit Analyst, 1987-90
Analyze, risk-rate, and recommend approval/denial of commercial and commercial real estate credits.
Create commercial credit analysis packages; participate in weekly commercial credit discussion meetings.
Ongoing communication with commercial credit account officers and clients.
EDUCATION
Susquehanna University, Selinsgrove, PA
Bachelor of Arts
Bucknell University, Lewisburg, PA
Master of Business Administration Courses
1994-2026 Copyright - Stewart Hines - owner, founder, webmaster, and property manager of www.hhirentals.net, www.hhihomerentals.com and www.myrtlebeachhomerentals.com